Investment funds can be complicated and are usually more than what meets the eye.  It is our job as planners to take the time necessary to analyse these intricacies to ensure your portfolio meets your needs, risk tolerance and overall strategy.  Every portfolio whether it is currently managed through our office or through another financial institution, receives a complimentary report breaking down all of the necessary factors to properly plan for you either before retirement, while in the accumulation phase or during retirement while in the payout phase.